Saturday, October 10, 2009
Time to REFI!!!!
It's that time again! If you have not REFINANCED in a while and your current mortgage rate is hanging around in the 6% range, call your mortgage company or a trusted lender. Rates are now in the high 4's and low 5's if your credit is great...so what are you waiting for? This is your opportunity to keep that cash in your pocket!!! Do it now, you will thank me later. :)
Monday, March 23, 2009
Friday, March 13, 2009
2009 TAX CREDIT ---ATTN: FIRST TIME BUYERS!
The New Tax Credit is....$8,000!!! http://www.federalhousingtaxcredit.com/ you have to buy something before December 1st 2009 to enjoy this credit!
Monday, January 12, 2009
Tips for sellers 2009
Sellers:
1. Price it right the first time! The most "action" on a listing is during the first 30 days.
2. Be "buyer ready" -clean, do small updates if you can, and paint. The updated homes sell the fastest in a buyer's market!
3. Grieve those HIGH property taxes! If you know your neighbors are paying less than you are for a similiar house/property it is time to Grieve your taxes, call your local town hall, etc. for info.
4. Be realistic. I still hear homeowners tell me "I want X amount of dollars" or "my neighbor sold for X amount of dollars in 2005" Sorry everyone, but it is 2009 and the many years of over inflated property values are gone. Don't despair, as I tell you over and over again if you have consistently paid down your mortgage and have not maxed out your equity you will make a profit.
5. After 30-45 days on the market, consider dropping the price slightly. This will increase the attention to your property and it might bring in buyers who could not afford your list price.
1. Price it right the first time! The most "action" on a listing is during the first 30 days.
2. Be "buyer ready" -clean, do small updates if you can, and paint. The updated homes sell the fastest in a buyer's market!
3. Grieve those HIGH property taxes! If you know your neighbors are paying less than you are for a similiar house/property it is time to Grieve your taxes, call your local town hall, etc. for info.
4. Be realistic. I still hear homeowners tell me "I want X amount of dollars" or "my neighbor sold for X amount of dollars in 2005" Sorry everyone, but it is 2009 and the many years of over inflated property values are gone. Don't despair, as I tell you over and over again if you have consistently paid down your mortgage and have not maxed out your equity you will make a profit.
5. After 30-45 days on the market, consider dropping the price slightly. This will increase the attention to your property and it might bring in buyers who could not afford your list price.
2009 TIPS FOR BUYERS
Buyers:
1. First make sure your debt is low and your credit score is high!
2. Get your pre approval before you go out to view properties (we need to know you are looking in the correct price range)
3. Unless you are buying something that needs to be gutted and you are getting it at a really low price, this is not the time to "flip" a house. This is the time to buy and settle down for a few years.
4. Just because you hear the word FORECLOSURE, it does not mean, cheap prices on a fabulous house. Many foreclosures need work (repairs, etc.)
5. Mortgage rates are down, now is the time to get off the fence and get out there.
1. First make sure your debt is low and your credit score is high!
2. Get your pre approval before you go out to view properties (we need to know you are looking in the correct price range)
3. Unless you are buying something that needs to be gutted and you are getting it at a really low price, this is not the time to "flip" a house. This is the time to buy and settle down for a few years.
4. Just because you hear the word FORECLOSURE, it does not mean, cheap prices on a fabulous house. Many foreclosures need work (repairs, etc.)
5. Mortgage rates are down, now is the time to get off the fence and get out there.
2009, Kfortuna Realty in NY, Keller Williams in CT
As of January 1st, 2009 I am now with Kfortuna Realty in NY. This up and coming office is located in Dutchess county. I am still covering Westchester county, Putnam county, Dutchess and now Rockland and Orange county. I am still with Keller Williams in CT serving all of CT, but focusing on Middlesex county, Litchfield county and Hartford county. Feel free to email me or call me on my cell 914-261-6928.
Tuesday, November 11, 2008
Feng Shui and what I have learned...
I recently attended a class in Feng Shui. It was given by Ned Farrell who is a Feng Shui Consultant. Feng Shui helps create a harmonious, successful, and peaceful environment.
I learned some new things and wanted to share those with you. These tips also help with the Staging of a home.
Ned told us "all doors should work well" meaning, remove the clutter from behind doors. You need to be able to open the door all of the way. The front door is where all good energy enters. Clean up the clutter!
Organize your clutter into groups of "kee", "throw out", "donate", "build a bon fire"! Clutter equals negativity.
Free up the corners, remove any unnecessary item from the corners of a room.
Let the sun shine in! Natural light and good air quality are a must have.
Not sure where to place your desk? Bed? Dresser? Ned's website is www.NedFarrell.com
I learned some new things and wanted to share those with you. These tips also help with the Staging of a home.
Ned told us "all doors should work well" meaning, remove the clutter from behind doors. You need to be able to open the door all of the way. The front door is where all good energy enters. Clean up the clutter!
Organize your clutter into groups of "kee", "throw out", "donate", "build a bon fire"! Clutter equals negativity.
Free up the corners, remove any unnecessary item from the corners of a room.
Let the sun shine in! Natural light and good air quality are a must have.
Not sure where to place your desk? Bed? Dresser? Ned's website is www.NedFarrell.com
Subscribe to:
Posts (Atom)