Wednesday, October 8, 2008
Fundraiser on Saturday November 22nd Burke's Bar in Yonkers
Join us on Saturday, November 22nd at 6pm for a fun night of TURKEY BOWLING. Yes, that is bowling with frozen turkeys. This is a charity event and yours truly is hosting it along with a co-worker. It will take place at Burke's bar in Yonkers, NY. Email me for directions or further details. $5.00 donation, bowl a strike and be entered in a drawing to win a prize worth $500.00. Fun, fun, fun!
Tuesday, October 7, 2008
GOT REAL ESTATE? INHERITING PROPERTY
Inheriting Property can be confusing for the heirs, particularly if you plan on selling the property.
First hire an attorney to get expert legal advice.
Generally there is little or no transfer tax or other cost involved because the heir(s) did not pay anything for the property.
When a person dies and title is transferred to a spouse or a child, the due on sale mortgage contract clause does not apply.
Every state has a different legal process, most allows the person who was willed the property to transfer ownership from the previous owner's name to the new owner's name. The attorney who is assisting with probate of the will can help you fill out the forms.
If for some reason an attorney is not involved, call your county clerk's office and they can guide you through the transfer process or direct you to someone who can.
First hire an attorney to get expert legal advice.
Generally there is little or no transfer tax or other cost involved because the heir(s) did not pay anything for the property.
When a person dies and title is transferred to a spouse or a child, the due on sale mortgage contract clause does not apply.
Every state has a different legal process, most allows the person who was willed the property to transfer ownership from the previous owner's name to the new owner's name. The attorney who is assisting with probate of the will can help you fill out the forms.
If for some reason an attorney is not involved, call your county clerk's office and they can guide you through the transfer process or direct you to someone who can.
GOT REAL ESTATE? TIPS FOR SELLERS...
Are you selling your home?
5 quick tips to get your home ready for the market!Organize and clean, pare down the clutter, remove personal photos, make your house shine!Find Warranties Gather warranties, manuals and any other item the new homeowner might need.
Curb Appeal Are the bushes and lawn manicured? Is the address clearly visible? Stand in front of your house and look at it from a buyer's point of view. Pre-sale Inspections most seller don't do this, but why be surprised? Have an inspector take a look at your house. What are the trouble spots? Make repairs before open houses begin.Replacement Estimates can help during the negotiation process. Knowing how much it will cost to replace that worn out item will help your agent help you get the best price for your home. If a buyer comes in lower because of the worn out item, you can provide the estimate and counter with a more realistic number.
5 quick tips to get your home ready for the market!Organize and clean, pare down the clutter, remove personal photos, make your house shine!Find Warranties Gather warranties, manuals and any other item the new homeowner might need.
Curb Appeal Are the bushes and lawn manicured? Is the address clearly visible? Stand in front of your house and look at it from a buyer's point of view. Pre-sale Inspections most seller don't do this, but why be surprised? Have an inspector take a look at your house. What are the trouble spots? Make repairs before open houses begin.Replacement Estimates can help during the negotiation process. Knowing how much it will cost to replace that worn out item will help your agent help you get the best price for your home. If a buyer comes in lower because of the worn out item, you can provide the estimate and counter with a more realistic number.
GOT REAL ESTATE? TIPS FOR BUYERS...
Prepare for Homeownership
Basics for buying a home:
Find out what you can afford. Usually you will be approved for 3 times your income.
Develop your wish list. Prioritize what is important to you. Go to my website at www.AnnGrantRealty.com under the buyer's resource column you can download a wish list.
Figure out where you want to live. Drive around neighborhoods and take into account items such as safety, schools, etc.
Get your credit in order! Obtain a copy of your credit report and make sure it is accurate. Contact me if you need help getting your score up, etc. I can refer you to people who can help.
Get preapproved!!! Very important! Contact a Realtor (that's me) to help guide you through the process.
Basics for buying a home:
Find out what you can afford. Usually you will be approved for 3 times your income.
Develop your wish list. Prioritize what is important to you. Go to my website at www.AnnGrantRealty.com under the buyer's resource column you can download a wish list.
Figure out where you want to live. Drive around neighborhoods and take into account items such as safety, schools, etc.
Get your credit in order! Obtain a copy of your credit report and make sure it is accurate. Contact me if you need help getting your score up, etc. I can refer you to people who can help.
Get preapproved!!! Very important! Contact a Realtor (that's me) to help guide you through the process.
Sunday, October 5, 2008
Friday, October 3, 2008
MOVING TO FLORIDA? DAYTONA BEACH/ORLANDO
Check out http://www.venetianbaycommunity.com/ luxury condos and townhouses. If you or a loved one is interested in the condos there, contact me at AnnGrant2008@gmail.com or by phone (see my profile). I will contact the sales office to let them know you are my "A List" client. Be treated like royality by the staff at Venetian Bay! Venetian Bay will reimburse up to $2500.00 of travel and vacation expenses when you buy one of their units---restrictions apply, call me first to set you up! Act now, offers like this don't last long!
Wednesday, October 1, 2008
ARE YOU UPSIDE DOWN IN YOUR MORTGAGE?
If you are upside down in your mortgage or having credit/debt issues, contact Dess Sealy at 718-599-8794. Dess is my go to person for cases like these. Mention my name when you call him.
SELLING A HOME IN A BUYERS MARKET
If you are a person trying to sell a home in a buyer's market, there is more work to be done than sticking a for sale sign on the front lawn. First you need an agent who is creative and motivated (that's me). The agent needs to market your home and come up with new ideas to get it sold. You as the seller, will need to set a fair price. If you have lived in your house longer than 5 years and have not maxed out your equity, you should make a decent profit. Forget about what your neighbor sold for in 2005. The market price is going to be less than your dream price and isn't it always that way in any market? A renovated kitchen and bath will still give you an edge over the competition. Remove the clutter and personal items. Pictures are distracting to buyers. I have witnessed buyers say things like "Oh we went to Niagara Falls too"....uuuummmm, we are there to look at the house not the pictures! I too, have caught myself looking at a nice family photo or two! The buyer needs to be able to picture their family living there, not yours. Clutter free, photo free and sparkling clean will help you sell the house. You have to be one step ahead of your neighbor! If you need help selling your home, feel free to contact me!
CREDIT SCORE TOO LOW? IN DEBT?
NEED HELP WITH YOUR CREDIT SCORE? FALLING BEHIND ON YOUR BILLS?
Dess Sealy works with Attorneys who specialize in helping people reduce unsecured debt by 40%-50%. Great customer service and Dess treats all of my clients well. Here is a link to find out more-copy and paste
http://www.bestdebtsettlementcorp.com/dsealy
Call Dess at 718-599-8794 for more info, tell him Ann Grant of Keller Williams sent you!
Dess Sealy works with Attorneys who specialize in helping people reduce unsecured debt by 40%-50%. Great customer service and Dess treats all of my clients well. Here is a link to find out more-copy and paste
http://www.bestdebtsettlementcorp.com/dsealy
Call Dess at 718-599-8794 for more info, tell him Ann Grant of Keller Williams sent you!
A LESSON IN CREDIT SCORES!
Credit Scores range from 350-850. Your credit score is made up of a list of things such as: 35% based on previous credit performance, 30% current level of indebtness, 15% time credit has been in use, 15% types of credit and 5% pursuit of new credit. Here's a tip--if you are carrying more than 50% on a credit card (ex. you owe 12K and your limit is 20K) it is best to split that up between two cards. Go to www.annualcreditreport.com to get your FREE yearly credit report!
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